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1st Century Bank was founded in 1984 by a group of banking and technology professionals. From the beginning, the company has strived to provide the highest level of customer service and innovative products to its customers. In 1995, 1st Century Bank became the first bank in the area to offer debit cards to its customers, and in 2003, it was the first to introduce online banking. In 2008, 1st Century Bank merged with The Bank of Philadelphia and expanded its reach to include the Tri-State region.